Earnings quality
Compare earnings and operating cash flow for earnings quality.
Japan Post Bank Co., Ltd.
Ticker 7182 · 🇯🇵 Japan · Consolidated IFRS · amounts in yen
Filed 2026-06-18 · Period end 2026-03-31
Takeaway
Dig deeperThe numbers send mixed signals — dig into cash flow and leverage before drawing a conclusion.
Compare earnings and operating cash flow for earnings quality.
Mixed signals — use cash flow and the balance sheet before treating the year as clean.
ActionDig deeper
OP margin—
Equity ratio—
Last price—
Trailing P/E—
Look at next
- Compare operating cash flow to reported profit across the last two years.
- Open English IR for management commentary on outlook and capital allocation.
- Overlay peers on Compare before judging relative momentum.
About the company
株式会社ゆうちょ銀行 is a Japanese listed company with financial statements filed on EDINET. A detailed English business summary was not auto-extracted from this filing.
Compare trends
Tel 03-3477-0111 · As of filing date 2026-06-18
Financial statements
Income statement
| Account | FY2025 (ended Mar 31, 2025) | FY2026 (ended Mar 31, 2026) |
|---|---|---|
| Revenue | — | — |
| Cost of sales* | — | — |
| Gross profit | — | — |
| Operating profit (loss) | — | — |
| Finance income | — | — |
| Finance costs | — | — |
| Income tax expense | ¥162.9B | ¥218.7B |
| Profit (loss) | ¥421.3B | ¥539.6B |
| Profit (loss) attributable to owners | ¥414.3B | ¥525.6B |
| Basic EPS (¥) | — | — |
Balance sheet
| Account | FY2025 (ended Mar 31, 2025) | FY2026 (ended Mar 31, 2026) |
|---|---|---|
| Cash and cash equivalents | ¥64.6T | ¥54.3T |
| Current assets | — | — |
| Non-current assets | — | — |
| Total assets | ¥233.6T | ¥226.6T |
| Short-term borrowings | — | — |
| Current liabilities | — | — |
| Non-current liabilities* | — | — |
| Total liabilities | ¥224.5T | ¥217.3T |
| Equity attributable to owners | — | — |
| Total equity | — | — |
Cash flow statement
| Account | FY2025 (ended Mar 31, 2025) | FY2026 (ended Mar 31, 2026) |
|---|---|---|
| Cash flows from operating activities | ¥4.6T | -¥9.4T |
| Cash flows from investing activities | — | — |
| Cash flows from financing activities | -¥208.1B | -¥295.1B |
| Net increase (decrease) in cash | ¥6.9T | -¥10.3T |
| Cash at end of period | ¥64.6T | ¥54.3T |
Five-year trends
Key metrics
| Metric | Trend | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|---|
| Operating profit | ¥490.9B | ¥455.6B | ¥496.1B | ¥584.5B | ¥759.1B | |
| Profit to owners | — | — | — | ¥414.3B | ¥525.6B | |
| Total assets | ¥233.0T | ¥229.6T | ¥233.9T | ¥233.6T | ¥226.6T | |
| Cash & equivalents | — | — | ¥57.7T | ¥64.6T | ¥54.3T | |
| Owners’ equity | ¥10.3T | ¥9.7T | ¥9.7T | ¥9.1T | ¥9.3T |
How we read these numbers
From the notes
No material one-offs extracted from this filing.
Mixed
The numbers send mixed signals — dig into cash flow and leverage before drawing a conclusion.
On the income statement, revenue moved from — to — (—), so the top line did not break. Gross profit only slipped from — to —, while operating profit swung from — to — — the damage is concentrated below gross profit.
Cash tells a different story than earnings. Operating cash flow was still -¥9.4T (prior ¥4.6T), and cash on the balance sheet rose to ¥54.3T from ¥64.6T. When profits collapse but operating cash stays positive, read the notes for impairments and other non-cash charges before assuming the business stopped generating cash.
The balance sheet got heavier on leverage. Total liabilities rose to ¥217.3T while owners’ equity fell to —. ROE moved from 4.4% to 5.8%, and the equity ratio from 3.9% to 4.1%. Employee count is 10,771 vs 11,034 a year earlier.
Liquidity & leverage
Short-term borrowing levels look more stable year over year.
Capital buffer
Capital structure held relatively steady.
Was this page helpful?
Source: EDINET S100Y9G1
(株式会社ゆうちょ銀行), period end 2026-03-31.