Earnings quality
Compare earnings and operating cash flow for earnings quality.
SOMPO Holdings, Inc.
Ticker 8630 · 🇯🇵 Japan · Consolidated IFRS · amounts in yen
Filed 2026-06-17 · Period end 2026-03-31
Takeaway
Dig deeperThe numbers send mixed signals — dig into cash flow and leverage before drawing a conclusion.
equity ratio is 27.8%.
Mixed signals — use cash flow and the balance sheet before treating the year as clean.
ActionDig deeper
OP margin—
Equity ratio27.8%
Last price—
Trailing P/E—
Look at next
- Compare operating cash flow to reported profit across the last two years.
- Open English IR for management commentary on outlook and capital allocation.
- Overlay peers on Compare before judging relative momentum.
About the company
ＳＯＭＰＯホールディングス株式会社 is a Japanese listed company. Its reportable segments include Domestic Life Insurance Business, Domestic PAnd CInsurance Business, Nursing Care Business, Overseas Insurance Business.
- Domestic Life Insurance Business
- Domestic PAnd CInsurance Business
- Nursing Care Business
- Overseas Insurance Business
- Operating Segments Not Included In
- Total Of
Segments Domestic Life Insurance Business · Domestic PAnd CInsurance Business · Nursing Care Business · Overseas Insurance Business · Operating Segments Not Included In · Total Of
Compare trends
No phone/email found in this filing · Filing date 2026-06-17
Financial statements
Income statement
| Account | FY2025 (ended Mar 31, 2025) | FY2026 (ended Mar 31, 2026) |
|---|---|---|
| Revenue | — | — |
| Cost of sales* | — | — |
| Gross profit | — | — |
| Operating profit (loss) | — | — |
| Finance income | — | — |
| Finance costs | ¥18.0B | ¥24.5B |
| Income tax expense | ¥85.1B | ¥200.3B |
| Profit (loss) | ¥245.2B | ¥643.0B |
| Profit (loss) attributable to owners | ¥243.1B | ¥640.1B |
| Basic EPS (¥) | 250.90 | 701.03 |
Balance sheet
| Account | FY2025 (ended Mar 31, 2025) | FY2026 (ended Mar 31, 2026) |
|---|---|---|
| Cash and cash equivalents | ¥1.0T | ¥1.1T |
| Current assets | — | — |
| Non-current assets | — | — |
| Total assets | ¥15.9T | ¥18.6T |
| Short-term borrowings | — | — |
| Current liabilities | — | — |
| Non-current liabilities* | — | — |
| Total liabilities | ¥11.7T | ¥13.3T |
| Equity attributable to owners | ¥4.2T | ¥5.2T |
| Total equity | ¥4.2T | ¥5.3T |
Cash flow statement
| Account | FY2025 (ended Mar 31, 2025) | FY2026 (ended Mar 31, 2026) |
|---|---|---|
| Cash flows from operating activities | ¥573.0B | ¥706.4B |
| Cash flows from investing activities | -¥272.2B | -¥232.9B |
| Cash flows from financing activities | -¥481.7B | -¥412.7B |
| Net increase (decrease) in cash | -¥189.1B | ¥107.4B |
| Cash at end of period | ¥1.0T | ¥1.1T |
Five-year trends
Key metrics
| Metric | Trend | FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|---|---|
| Operating profit | ¥315.5B | ¥49.5B | ¥488.0B | ¥552.9B | — | |
| Profit to owners | — | — | ¥529.7B | ¥243.1B | ¥640.1B | |
| Total assets | ¥13.8T | ¥14.9T | ¥16.5T | ¥15.9T | ¥18.6T | |
| Cash & equivalents | — | ¥1.3T | ¥1.2T | ¥1.0T | ¥1.1T | |
| Owners’ equity | ¥2.0T | ¥3.0T | ¥4.1T | ¥4.2T | ¥5.2T |
How we read these numbers
From the notes
No material one-offs extracted from this filing.
Mixed
The numbers send mixed signals — dig into cash flow and leverage before drawing a conclusion.
On the income statement, revenue moved from — to — (—), so the top line did not break. Gross profit only slipped from — to —, while operating profit swung from — to — — the damage is concentrated below gross profit.
Cash tells a different story than earnings. Operating cash flow was still ¥706.4B (prior ¥573.0B), and cash on the balance sheet rose to ¥1.1T from ¥1.0T. When profits collapse but operating cash stays positive, read the notes for impairments and other non-cash charges before assuming the business stopped generating cash.
The balance sheet got heavier on leverage. Total liabilities rose to ¥13.3T while owners’ equity fell to ¥5.2T. ROE moved from 5.8% to 13.7%, and the equity ratio from 26.5% to 27.8%. Employee count is 55,702 vs 54,106 a year earlier.
Liquidity & leverage
Short-term borrowing levels look more stable year over year.
Capital buffer
Capital structure held relatively steady.
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Source: EDINET S100YC6Z
(ＳＯＭＰＯホールディングス株式会社), period end 2026-03-31.